financial planners desk

Tips For Choosing A Financial Planner

Inside of Canada, financial planners have multiple titles. Some call themselves “financial planners” while others may call themselves “financial consultants”, “financial advisors” or “investment advisor” among other titles. This is largely due to the fact that financial planning is not really regulated inside of most Canadian provinces, nor in Canadian territories. Financial planners also have highly variable qualifications, training and experience. Most financial planners have taken courses and passed exams in the field, and hold designations from educational institutions and standards bodies. Others may also be registered with a securities regulator to sell investments or provide advice on investing one’s money. They may also have a license to sell insurance, as well as possibly being certified accountants or estate planners. It is prudent to question and understand these qualifications before working with a planner. One should ensure the products and work they do is what you need, as…

estate wills

Points To Consider Before Signing On Wills And Estates

Arguably, the basic reason behind the building of wills and estates is to guarantee the generation left behind will live a comfortable life after an individual is deceased. Of course, this is the common representation of the estates and wills conception; however, there are various factors to consider regarding the act of claiming or signing on these items. While the family may be promised a comfortable living, they could be left with nothing if another person makes a claim on the proofs left unwittingly before the owner dying. If the will or estate is contested by distant family members, it will be necessary to use the services of a professional. This article will point out the various considerations to make when in this particular situation. It may be surprising that many individuals die without leaving a will with an estate; however, if this type of will has been…